Google AdSense Payment Settings | Receive AdSense Earnings into Your Bank Account

Completing the Google AdSense Payment is one of the last steps required to start earning money. Google provides several methods of payments with ease. Selecting and setting up payment is simple and fast.

You’re on this page because you monetize your contents (either YouTube or content writing (blog)) with Google AdSense and you want to learn how to set up Google AdSense payment to receive Google earnings via “wire transfer payment”.

But before going into the steps, you need to understand the meaning of the “Wire transfer” and how it works – that we’ve covered on this page.

What is Wire Transfer?

Wire transfer (which can also be referred to as bank transfer or credit transfer) is a Payment method of electronic funds transfer from one person/entity to another via Banking and Non-bank platform.

Meanwhile, the Non-bank wire transfers do not require bank account numbers to get wire-transfer carried out. One popular non-bank wire transfer company is Western Union, whose international money transfer service is available in more than 200 countries.

About Google wire transfer Method of Payment

Google’s wire transfer method of payment is faster and secured; once your AdSense earning reaches the monthly threshold payout, your money is sent straight into your account.

Aside Bank Wire Transfer, there are other methods of payments Google accepts to payout publishers, that includes;

  1. Electronic Funds Transfer (EFT)- Your earnings will be deposited into your bank account through this Google Adsense payment method. Google advises you to choose EFT if it is supported in your country, as it is convenient, secure, and fast.
  2. Checks- Check method of payment was one of the early payment methods that require just your address for the check to be sent to you. Adsense checks are deposits only and cannot be cashed. They are issued by Citibank and you will most likely receive the check-in 2-4 weeks following the mailing date. If your country supports EFT, you cannot go for this option. 
  3. Rapida- This payment method is available for publishers with individual accounts and Russian payment addresses. 
  4. EFT via Single Euro Payments Area (SEPA)- Publishers based in the European region can choose this AdSense payment method. Your earnings will be directly deposited into your account, much like EFT, but in Euros, making the process simpler and more efficient.  
  5. Wire Transfer- Through this payment method, your earnings will be transferred to your bank account in Euros or U.S. dollars, according to your location.

Although available payments options depends in your location and currency. It’s possible to see all or few of the options available for you.

This page is created to discuss Google’s AdSense Wire Transfer Payment Settings to get your earnings sent to your account.

Google only needs your Bank name, Account Name, Account number and SWIFT BIC details to get the AdSense wire transfer payment settings completed.

Also Read:

Learn How to Place Google AdSense AMP Code On Websites or Blogs – Fast
Google AdSense “Earnings at risk” Solutions
How to Boost your Google AdSense RPM – How Possible is it?

How to Setup Google AdSense Payment – Wire Transfer

There is a threshold limit for setting up a payment method (Check here). Once your earning have gotten to the limit, you will get a notification via email and on the Google AdSense account (when you log in) letting you know that your payment is on hold because there is a step you need to complete.

See image below.

google adsense earning on hold image 1
  1. Go to Google AdSense Log In Page
  2. Click on the “Actions” or click on “Payments” at the left side of the page.
  3. Then click on “Add Payment Method”
google adsense add payment image 1
  1. From the image below you could see that I have TWO payment method to select from, remember; it depends your locations and currency too.
two payment method image

For the purpose of this tutorial on the Google Payment method, we are looking at Wire-Transfer method. So select the “Add new wire transfer details” and

  1. Fill the form and double check every details to ensure its correct before submitting.

Name on bank account: This is your bank account name. Ensure that the name tallies with your bank name, although payment will still be successful on Google’s side, your bank may not agree to approve the money if the name Google said they paid to doesn’t tallies, even when the account number is correct.

Bank name: This is the name of the financial institution (Bank) you own an account with. Preferably ensure that the write the Bank name in full (avoid abbreviation of bank name), because locally, the abbreviation is known but Google or its payment institution may not understand that.

SWIFT BIC: A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. That is why every wire transfer gets to you after the transferred money is sent to your bank and your bank already knows that Google intends to send the money to the listed account number/name. SWIFT codes comprise 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in ‘XXX’) refer to the head or primary office.

Account number: Ensure that the account number tallies with the currency Google is paying into your account. Sometimes mistakes could occur.

  1. Click on the “Save” button to complete and implement your Google AdSense payment settings.
adsense wire transfer acct set image

So at this point, you’ll see that your acct is set and ready to start receiving your Google AdSense earnings directly into your Bank account.

Also, the notification disappears after a little while or immediately you save your settings.

google adsense homepage image

The same step is required to add more wire transfer details. But always remember to assign which one becomes your primary bank account.

Why you don’t have to fill the “Intermediary bank” option

The Intermediary Bank option delays your payment because when your Bank head Office gets your payment, it takes an extra day to send money to your branch (where you opened the account).

But in this case, the SWIFT BIC already indicates the Bank that will receive your earning and the account holding that owns the money – all are indicated and better option to get paid fast.


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