How To Link Your Credit Card To Paypal Account

How To Link Your Credit Card To Paypal Account – Before you start receiving and or sending money using your Paypal account, you will need to link your card to your account. As you already know, once you have created your Paypal account, the next is to link your Paypal account to your card. So, if you have been searching about how to link my credit card to my Paypal account, then, search no more more.  We are here to guide you.

How to Link your debit card to your Paypal account is not a hard job. In fact, it is something you can easily do with few minutes. All you will have to do is to follow the guidelines we have outline here for you and you will be okay.

However, even if you encounter any challenge on the way, we are just a comment aware from helping you. Are we set?

Also See: How To Create & Verify Nigerian Paypal Account

How To Link Your Credit Card To Paypal Account

This is the answer to how do I link my debit card to my Paypal account? 
  1. First thing, log into your Paypal account.
  2. Then, click Wallet at the top of the page.
  3. Click + Link a card or bank on the left side of the page.
  4. Click Link a debit or credit card.
  5. Fill in your card details and click Link Card.

Please Note: In some cases, in order to ensure you’re the card owner, we may ask you to confirm your card. If you see a “confirm credit card” link in the card details section of your PayPal Wallet, you’ll need to confirm your card before you can use it with PayPal. If you don’t see this link, you can begin using your card right away.


  • If you don’t act to confirm your card by entering in the 4-digit code (or your card cannot be confirmed), the charge will be refunded 75 (60 days in Brazil) days from the date of the charge. Based on certain jurisdictions (such as Brazil), the credit may not actually post to your card for up to 30 additional days.
  • If you remove your card or close your account during the time frames above, the return of the credit may not process. In these instances, you  may need to contact PayPal Customer Service to have the charge refunded.

Also See: How To Reset Paypal Account Password

How Do I Confirm My Debit/Credit Card On Paypal?

Now you have seen the guide on How To Link Your Credit Card To Paypal Account, let’s move on. After linking your credit/debit card to paypal account, you may be required to verify your card. Note: this always happen. But, usually, you may be asked to confirm your credit card after linking it. So, here is how to confirm debit/credit card on Paypal.

  1. Log into your Paypal account.
  2. Then, click on Wallet.
  3. Click the card that needs to be confirmed.
  4. Click the confirm card link (if you don’t see the link, you don’t have to complete this process).
  5. Read the information on the confirm credit card page and click OK.

PayPal will send a $1.95 USD charge to your card. After the card is confirmed, we will immediately refund the card. Your card issuer will credit your card balance within 30 days from the date of the refund.

The charge appears on your card statement with a 4-digit code and the word PAYPAL. If you view your card statements online, you can check for the code in a few days. Otherwise, check for the code when you receive your next statement in the mail.

Also See: How To Set Up Podcast Donation With Paypal

Confirm your card by entering the code

Have your 4-digit PayPal code ready and follow the steps below:

  1. Click Wallet.
  2. Click the card that needs to be confirmed.
  3. Enter the 4 digit code in the box and click Confirm.

Also See: How to Link M-Pesa Account to Paypal Account

How To Remove Your Debit Card From Paypal Account

For any reason you wish to remove or delete your credit card from Paypal, here is your guideline.
  1. Click Wallet at the top of the page.
  2. Click the card you want to remove.
  3. Finally, click Remove card.

A few things to keep in mind:

  • You cannot remove a card if you have a pending transaction or if your card was the backup payment method for a recent instant bank payment. Wait a few days and try again.
  • You may not be able to remove your card if you have a negative balance in your PayPal account. In this situation, you must bring your balance to zero or higher to remove your card.
  • If you remove your only card and have a confirmed bank account, you’ll no longer be able to make instant bank payments. Instead they’ll be sent as eChecks, which take 3 to 4 working days to process.

You may not be able to remove your card if you have a negative balance in your PayPal account. In this situation, you must bring your balance to zero or higher to remove your card.

You have seen How To Link Your Credit Card To Paypal Account. Do you have any question to ask? Use the comment box below.



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