List of Online Payment Gateway Systems for Nigerian eCommerce Sites

Many Nigerian webmasters and online entrepreneurs have always wanted to use PayPal service for receiving and withdrawing funds in Nigeria because of its high level of security and popularity, but it’s really unfortunate that the Nigeria PayPal can only be used for purchases and to transfer funds to other PayPal users. Anyways, you will find this page interesting cos we have not only listed Online Payment Gateway Systems for Nigerian but also their setup fee and transaction charges.

Moreover, you are in search of a platform that you will integrate into your website or online business to enable you to receive funds from customers, right?  And for this reason, you do not need risking any chances is your online business or eCommerce website.

Example of Popular Nigeria base online eStore business websites, like; Jumia, Konga,, etc… they use one or more of these Online Payment Gateway Systems in their web store, that is the reason customers can comfortably from their comfort home/office pay with their credit cards, then at the backend the company can have access to the fund. This is what you need right? Then let’s get started in listing of the of Online Payment Gateway Systems for Nigerian eCommerce Sites and other kinds of online businesses that need same services to receive funds.


You May Also Find This Useful: How To Use Remita Transfer Money To Different Banks In Nigeria


List of Online Payment Gateway Systems for Nigerian Online Business


1. Paystack

Accepts: Mastercard, VISA, Verve, International
License Fee: FREE
Commission Fees: Fixed N100 charge + 1.5% for local cards and 3.9% for international

paystack nigeria payment gateay

Paystack is actually the most popular Nigeria online payment gateway system people know and uses most times. Paystack is backed by companies like Flutterwave and Andela, and it has the love of the developer community.

One factor that may limit you from creating an account with Paystack is if you do not have a registered business company with CAC. Because you will need some information regarding your business registration with CAC to complete your Paystack registration process. Visit to get started today.


2. Vogue Pay

Accepts: Mastercard, VISA, Verve, International
License Fee: N1500 (with Corporate Affairs Commission Certificate) and N2500 (with Government issued Identity cards)
Commission Fees: 2.5% on local cards, 4.5% on international cards

Vogue Pay Nigeria best online payment gateway

Vogue Pay is also a well known to be a good gateway payment system in Nigeria, it allows your customers to make and receive payments in all major currencies, regardless of location and you get the payment in your local account with ease. Another great difference between Vogue Pay with all other Online Payment Gateways in Nigeria is that it offers a safe and secure platform to accept payment in bitcoin. You can accept one-time payments, set up subscriptions, and even receive donations.

Visit the official website on and signup for free today.


3. Interswitch WebPay

Accepts: Mastercard, VISA, Verve
License Fee: N160,000
Commission Fees: 1.5%

Interswitch webpay gateway

You must have been hearing about INterswitch WabPay or Quickteller, they remain from one source, in fact, it’s far most popular payment system. They made the Webpay option to any website seeking to offer visitors the facility to pay for goods or services by their bank-issued cards or other payment tokens. WHile the Quickteller gives you convenient access to an array of services including recharge, bill payments, donations and state government payments. From DSTV bills to HiTV bills, to PHCN bills and recharge that actually tops up your line.



4. GTPay

Accepts: Mastercard, VISA, Verve, International
License Fee: N75,000
Commission Fees: 1.5% on local cards, 3% on international cards

gtpay logo

GTPay is a secure internet payment gateway own and managed by GTBank PLC, it’s developed to facilitate payments online using Debit Cards issued by banks on the Interswitch Network. GTPay plugs in seamlessly with the existing websites of customers and acts as a bridge between the customer’s website and financial institutions (Banks). To get started with GTPay you have to visit any GTBank office along with Certificate of Incorporation to complete the application process.


5. Simple Pay

Accepts: Mastercard, VISA, Verve
License Fee: FREE
Commission Fees: Fixed N10 fee + 1.9% on local card and 3.5% on international cards

Simple Pay gateways system online payment option for Nigeria

Anyways, We haven’t used SimplePay as our payment option, but those who have made use of it share their experiences that SimplePay payment gateway with the most visible improvements. Customers are provided with a simple popup to fill in their card details – similar to the one below – and enter a One Time Password (OTP) to complete their transaction.


6. PayU

Accepts: Mastercard, VISA, Verve
License Fee: FREE
Commission Fees: Fixed N10 fee + 1.9% on local card and 3.5% on international cards

PayU Nigeria online payment gateway

PayU is also popular as PayStack. They operate in about 16 markets across Asia, Central and Eastern Europe, Latin America, the Middle East and Africa. PayU payment gateway also allows you receive payment around the world.



7. Paga

Accepts: Mastercard, VISA, Verve, Paga wallet
License Fee: N25,000
Commission Fees: Fixed N20 + 1% on local cards

Paga online payment Gateway

Paga is known for as a mobile money company which also has additional services, one of which is a payment gateway system. It also lets you accept payments without a website. A feature which can come in handy if you don’t own an e-commerce website yet.


8. eTransact

Accepts: Mastercard, VISA, Verve (local and international)
License Fee: FREE
Commission Fees:

eTransact online Nigeria payment option for store

eTranzact is a multi-application, multi-network and multi-channel electronic payment platform that supports all major networks including AMEX, VISA and MasterCard. eTranzact Platform is designed and built as a credible alternative to all transaction which is currently cash or checks based and the platform capability is such that any solution that is driven by consumer payment can be automated on the platform.

eTranzact as a Switch processes payment requests from multiple channels – Web, ATM, POS, mobile, etc using automated procedures. The switching platform validates transaction requests after running security checks on the payment cards. The system ensures there are no security breaches during the transaction processing by encrypting all card information using tripleDES technology, thus protecting the card information.


9. GlobalPay

Accepts: Mastercard, VISA, Verve (local and international)
License Fee: contact support
Commission Fees: contact support

GlobalPay payment gateway

Just like other online payment gateway options, GlobalPay also serves the same purpose.


From the above listed Nigeria Payment Gateways, you should see that ONLY a few accept international payments. This means that if you are running an international dropshipping or eStore website – You can accept payment with PayPal (if you have) and International Credit Cards.


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