Everybody knows of the need to save money. But note everyone saves. There are many reasons why a lot of people do not save. One of those reasons is the lack of discipline to save. Most people save and before you know it, they reach out and use the money for whatever they want to do with it. What is I tell you that Piggybank.ng Account Registration will help you save like you never believed before?
What if I show you a way that you can save easily whether daily, weekly or even monthly? And, what if I tell you that you can save for as little as #100 without challenge every day? So, what if I show you how to save and earn from your savings? Would you like these options? Read on.
Also See: Best Online Saving Platforms With High Interest Rates
When you save your money in Nigerian banks, instead of getting interests in your money, your hard-earned money is being deducted from without respect? All these are why you must carry out Piggybank.ng Account Registration. Do this and you will be safe.
A lot of people have been the following questions.
What Is Piggybank
How To Create Piggybank.ng account
How Does Piggybank Work?
How To Withdraw On Piggybank.ng
Is Piggybank Safe? Etc.
Before you finish reading this, we will have answered all these questions and more for you.
What Is Piggybank.ng
Piggybank.ng is a simple app/platform that helps you save and invest with ease. It is platform opened by 3 Nigerians who want to make it easy for people to save their money and also invest at the same time. You can choose to save little amounts of money periodically (Daily, Weekly or Monthly) towards a specific savings target OR lock away funds for a specified period of time.
Piggybank.ng Account Registration
If you want to create Piggybank,ng account, here is what you will need to do.
- Click on this link to register your account.
- Afterwards, fill the Piggybank.ng sign up form.
- After that, you will be required to verify your account using the email that was sent to your account.
- Then, after verifying your account, you need to start saving. There are different ways to save but we will treat that later below.
- You will need to link your debit/credit card so that the money can be deducted easily from that account.
How Do I Start Saving On Piggybank.ng?
To start saving on Piggybank.ng is quite easy. After creating your account, the next thing will be to log into your account.
- Set your withdrawal account. this is the account where your savings will be paid into.
- The next is to activate your account by making your first savings deposit. (Use a MasterCard, Visa or Verve from any bank in Nigeria). This will require your card details.
- Then set up your savings plan.
- Choose auto-save. Autosave is a feature that allows money to be withdrawn from your bank into Piggybank. Assuming you want to save some amount of money weekly, then, you choose the following details.
- Daily/weekly/monthly
- Time of the day to save.
- Amount to save whether daily, weekly or even monthly.
- After filling them up, you click on “save”.
- So, the money will be deducted from your bank account into your Piggybank.ng savings account.
Also See: How To Become Firstmonie Agent – First Bank Mobile Money Agent
Piggybank.ng Savings Interest
The Piggybank.ng gives you 10% interest in your savings. The Nigerian bank will take from you. But, Piggybank.ng will give you your total money you saved and additional 10% annual interest.
Different Ways To Save on Piggybank.ng
There are different ways you can save on Piggybank.ng. We will outline them for you.
1. Piggybank Auto Save
The Piggybank auto save is the type of savings where money is deducted from your account into Piggybank.ng account. This is done automatically. It can be daily, weekly or monthly. You can choose the days you want and how much you want. This is done automatically.
2. Piggybank Quick Save
The quick save method allows you to manually save into your account. This is like a deposit into your account. You can decided to deposit any amount any time.
3. Piggybank Target Savings
The target saving is a different type of savings. Let’s assume you want to carry out a project in 6 months time. You can use target saving. This way, you choose some amount of money you will be saving into this account. Once you meet your target, you can withdraw to your PiggyFlex account and access it for free any day, anytime. Interest is 10% per annum and it is paid daily to your PiggyFlex account.
4. Piggybank Safe Lock
Safelock is our short-term investment product that allows you to earn up to 12.4% on a fixed sum. (We typically encourage a minimum of 90days). This acts as your sub account which allows you transfer funds from your main Piggybank balancefor a fixed period of time (you can choose between 10 and 1000 days) without having any access until maturity. The SafeLock feature is one step further in curbing the temptation to touch money that you have put aside as your savings. In this one, you won’t be able to withdraw the money until the duration you chose.
Also See: How To Setup Diamond Bank Esusu Contribution Saings Online
How To Withdraw Your Savings
You can withdraw for FREE only on set Withdrawal dates. You can set your own FREE withdrawal day OR you can use Piggybank’s 4 fixed FREE withdrawal dates every year. After the request has been made, funds will be sent back to your Flex Account instantly and then you can withdraw to your set bank account anytime. The withdrawal dates are March 31st, June 31st, September 31st and December 31st. Any day outside the Withdrawal days will attract a 5% penalty fee.
PS: If you decide to set your own convenient FREE withdrawal date, the next available FREE date will be exactly 3 months from the last time you withdrew.
Is Piggybank Safe?
All financial information is encrypted and stored to PCI DSS Level 1 compliant standards. PCI DSS Level 1 compliance is a set of rules stated by credit card companies and audited by an independent third party.
It is the highest possible rating one can get in the electronic payment processing industry. Additionally, all transmission to our banking partner and on our site is via an encrypted 256-bit HTTPS SSL connection.
Also See: How To Open First Bank Savings Account Online & requirements
Download Piggybank.ng App
You can download the Piggybank,ng app from the store of your device.
iPhone Users: https://www.piggybank.ng/appstorelink/ios
Android Users: https://www.piggybank.ng/appstorelink/android
Piggybank.ng FAQs
There are lots of more questions you need answers to. To learn more about the Frequently Asked Questions and their answers, visit: https://www.piggybank.ng/faq.
Piggybank.ng Stories
There are lots of people that have been using Piggybank and nobody has ever complained. The success stories are numerous. To read people’s success stories, visit https://www.piggybank.ng/stories.
So, that is all you need to know about the Piggybank.ng Account Registration.
Conclusion
We started by showing you how to carry out Piggybank.ng Account Registration. We have also given you details on how it works and how you can benefit from it. To register, click on this link and create your account.
